Texas CSO Model

With over 3,500 registered consumer loan businesses and 25 million people, Texas represents one of the largest markets with a demand for alternative financial services.

In Texas, consumers can obtain access to cash through Credit Services Organizations (CSOs) that operate at Credit Access Businesses (CABs) to match customers and Barr Funding for a loan.

Barr Funding is a completely separate company from the CSOs. We make loans through and partner with several different companies throughout Texas and online to provide cash advances, installment loans, and title loans.

Committed to Excellence

Credit Service Organizations provide a range of financial services to customers in Texas in exchange for a fee.

CSOs provide assistance in obtaining an improved credit rating or an extension of credit for customers in Texas and may also provide additional guarantees to help  customers get approved for a loan. They evaluate if a lender can be matched, find ways to repair credit, and assist customers through the application process.

Barr Funding is committed to providing consumers access to credit and to being a fair and reliable partner to Credit Service Organizations while creating an outstanding customer experience.